![Own New Rate Reducer hero](https://sigmahomesgroup.co.uk/images/helping-you-move/hub_img_own_new.jpg?update_at=04-07-2024)
Own New Rate Reducer is a simple, hassle-free way for you to get a more affordable mortgage rate on a brand-new Sigma home.
It’s a normal mortgage payment with lower monthly payments for the initial fixed period. Under the scheme we will contribute between 3% to 5% of the purchase price of the eligible Sigma home you purchase to achieve a reduction in the rate of your mortgage.
Own New’s Rate Reducer is available to all buyers including first-time buyers and home movers alike.
The scheme can be used to buy flats as well as houses, you just need a minimum 10% deposit.
FIND YOUR HOME
Have your 10% deposit ready and find your dream Sigma home
SPEAK TO A BROKER
Speak to an approved Own New mortgage broker and determine if Own New’s Rate Reducer is right for you
RESERVE YOUR HOME
If you’re eligible for Own New, reserve your new Sigma home
COMPLETE THE PROCESS
The rest of the purchase process is no different, and you will own 100% of your new Sigma home
Own New Rate Reducer is available on selected Sigma homes and developments. Terms and Conditions apply. This offer is not available in conjunction with any other promotion. See https://ownnew.co.uk/ for more information about the Own New Rate Reducer scheme. Sigma Homes do not offer mortgage advice, any financial advice should be obtained from a mortgage adviser or lender. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.